Who We Serve
Contractors & Construction
Construction projects are complex, high-stakes, and constantly evolving. From project delays and subcontractor performance to safety exposures and contractual obligations, every firm faces risks that can impact profitability and long-term success. At Ames & Gough, we help contractors and construction professionals manage both the risks they know and the ones they haven’t yet seen coming.
Our Approach
Listening First
Educating Proactively
Providing insights and training to help your team anticipate and manage risk.
Delivering Tailored Solutions
Key Contacts
Coverage & Risk Management Expertise
We provide specialized consulting and brokerage across the full spectrum of contractor risk, including:
Builders Risk & Installation Floater
Protection for structures, materials, and equipment during construction.
General Liability
Coverage for third-party claims of property damage, bodily injury, and completed operations.
Workers’ Compensation & Employers Liability
Ensuring protection for employees and compliance across all states.
Commercial Auto
Liability and physical damage coverage for company-owned, leased, or hired vehicles.
Umbrella & Excess Liability
Added layers of protection above primary policies.
Surety & Bonds
Bid, performance, and payment bonds to meet project requirements and strengthen your position with owners.
Subcontractor Default Insurance (SDI)
An alternative to bonding, protecting against subcontractor failure.
Contractor’s Professional Liability
Coverage for design-build, construction management, and design delegation exposures.
Pollution & Environmental Liability
Coverage for jobsite exposures, hazardous materials, and environmental claims.
OCIPs/CCIPs (Wrap-Up Programs)
Owner- or contractor-controlled insurance programs for large, complex projects.
Cyber & Technology Risk
Protection for construction technology, project data, and evolving digital threats.
